Working student in Credit Risk Department (m/f/div) at Solarisbank AG

Solarisbank is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 300+ people from over 50 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth. Our publicly shared learning framework lays out your career opportunities. In addition, we offer a range of benefits to support your curiosity, health and well-being. 

About your future Team 

The Credit Risk Team operates with the vision of establishing automated, data-driven and scalable risk management systems which help building state of the art FinTech products and empower Solarisbanks’ partners!

We have many goals to accomplish in 2020 chief among them is:

Storing, accessibility and handling of data; Enhancement of scoring models; Focusing on analytics and automation; Set up of new products and processes; To help us achieve our goals and strengthen our Credit Risk Management Team we are looking for bright minds to join forces!

Your Role

  • You will support all related tasks as pertains to the Credit Risk Management
  • You will support the development of credit products and processes within Credit Risk Team
  • You will check risk profiles of loans and trades for adherence to credit and compliance policies
  • You will monitor and control credit profiles and risk assessments
  • You support the development of reporting structures in the credit sector
  • You will help further automation of processes
  • Conduct portfolio data analysis on lending accounts to identify the associated credit risks and problems and make appropriate recommendations on risk mitigation
  • You support projects and the communication with other internal departments
  • You support the maintenance of documentation of implemented processes and sample checks

What you should bring along

  • Background in Credit Risk and/or Finance, preferably from studies or previous work experience
  • First operational experiences in the Banking or FinTech Industry
  • Business Administration or Economics undergraduate and/or graduate degree or similar
  • Strong analytical and problem-solving skills
  • High detail-orientation
  • Strong knowledge of MS Office, Excel in particular
  • Basic knowledge in a statistical programming language (R, Python, or similar) is a plus
  • Ability to work independently, manage your own tasks and be flexible
  • Good communication skills, fluent in English & German
  • Availability of 20 hours a week

At Solarisbank, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace.

Information on data processing: