(Senior) Data Analytics & Scoring Specialist (f/m/div) at Solarisbank AG

Solarisbank AG is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 400+ people from over 60 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth. Our publicly shared learning framework lays out your career opportunities. In addition, we offer a range of benefits to support your curiosity, health and well-being. 

The Credit Risk Management Team operates with the vision of establishing automated, data-driven and scalable risk management systems which help building state of the art FinTech and Banking products to empower Solarisbanks’ partners!

We have many goals to accomplish, chief among them are:

  • Shape and further develop our risk assessment and scoring approaches
  • Continuous improvement of our lending activities, including setup of new products and go-live in new markets
  • Optimization of our overall credit risk steering infrastructure

To help us achieve our goals and strengthen our Credit Risk Management Team we are looking for bright minds to join forces!

Your Role

  • You will be the go-to person when it comes to scoring and optimizing of lending portfolios (B2C and B2B)
  • You will develop and implement risk assessment processes for various customer groups throughout Europe
  • Together with our colleagues you will further develop our risk assessments and general risk steering methodology
  • You will select new data providers and drive the development of new algorithms to give us and our partners an increasing competitive advantage
  • You will monitor the existing lending portfolios to identify risk trends and potential improvements
  • You will take an active part in the further innovation and automation of our processes
  • You will provide relevant reportings and actively discuss and improve portfolio performances
  • You will drive joint initiatives

 

 What you bring along

  • You are passionate about risk management and want to build the future of scoring algorithms
  • You have already gained a minimum of 3 years of experience in the lending sector or in banking consultancy
  • You are confident in working with Python and SQL; Tableau is a plus
  • You have a university degree, ideally with a focus on economics, business administration, mathematics or a comparable qualification
  • You are characterized by a result-oriented and structured way of working, with a high degree of self-organization and with focus for details
  • You like to take a holistic view of things and communicate with internal and external stakeholders
  • You are interested in replacing “old fashioned” scoring approaches with technology and smart processes
  • You also have team spirit and assertiveness
  • You are keen to change the payments- and the lending sector

At Solarisbank AG, we are committed to nurturing inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to build a diverse workforce that reflects the diversity of our communication. We are committed to equal employment opportunity regardless of color, race, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace and an affirmative action employer.

Information on data processing:
DE: https://www.solarisbank.com/gdpr_notice_de
EN: https://www.solarisbank.com/gdpr_notice_en

To all recruitment agencies: Solarisbank AG does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solarisbank’ employees or any other venture in our ecosystem. Solarisbank AG is not responsible for any fees related to unsolicited resumes.