MLRO & Compliance Officer - Spain

About the opportunity

We are currently looking for a Money Laundering Reporting Officer & Compliance Officer Spain to join our international Compliance & AFC Management Team. You have a strong regulatory, internal controls and AFC risk management background in an international setting and an addiction to a high pace and tech driven environment. 

You will be the appointed MLRO for our Spanish Branch and responsible for the AFC setup of the Spanish Branch. You will form part of a highly motivated and diverse global AFC team. You will deal with a well-integrated broad array of governance, AFC risk management and compliance-related topics covering Anti-Money Laundering, Terrorism Financing, Fraud Prevention and Sanctions to fulfill the regulatory obligations. In addition you will cover regulatory Compliance topics. 

In this role, you will:

  • Be the designated Money Laundering Reporting Officer for Spain, serving as the point of contact for SEPBLAC. 
  • Oversee all Spanish related Compliance/AFC/AML topics.
  • Lead core initiatives to improve the overall setup of the Spanish Branch AFC setup taking into consideration innovative and scalable solutions
  • Implement and improve local characteristics based on the local regulatory challenges and the group’s standard
  • Work alongside multiple stakeholders within AFC and in the business to ensure a scalable and efficient platform of the Spanish Branch
  • Drive and maintain a solid  relationship with Spanish regulatory authorities with a proactive attitude
  • Ensure regulatory compliance with Spanish regulations and lead remediation efforts of non-compliance
  • Oversee reporting of suspicious activity to Spanish authorities and be the contact point for high-level local authorities 
  • Have full authority on Compliance/AML topics for Spanish market
  • Provide training and cooperate on key topics with the Compliance & AFC team based in Berlin

What you need to be successful:

Background: 

  • A university degree in economics, law, business, or other relevant areas,
  • Professional experience gained in an anti-financial crime or compliance or risk management role, with at least 5+ years
  •  

Skills: 

  • Experiences being in a regulated appointed role (prior roles should include at least a Deputy MLRO position for Spain)
  • A professional Financial Crime qualification from an internationally recognised body (e.g. ICA, ACAMS) would be beneficial 
  • Fluent in Spanish & English, German is a plus
  • Hardworking, team worker and attentive to detail
  • Strong analytical, advisory, communication and presentation skills, and proactive initiative are among your strengths
  • Knowledge of the Spanish regulatory environment and relevant processes with regard to topics such as KYC, financial crime risk assessment, transaction monitoring, fraud / terrorist financing, sanctions / embargoes, and screening

Traits:

  • Actively help yourself (and others) be successful
  • Continuously learn and challenge the status quo
  • Think globally, act locally
  • Strong bias for action
  • Give and receive open, direct and timely feedback

What’s in it for you:

  • Accelerate your career growth by joining one of Germany’s Top Startup Employers, named by LinkedIn three years in a row 🚀
  • Personal development budget, discounted public transit pass, German language classes, fitness memberships, childcare services, N26 premium bank card, employee loans, and your choice of a Mac or Windows laptop
  • 26 vacation days per year, with an additional day for each year of service - up to 30 days
  • A high degree of collaboration and autonomy while working with a group of international peers, getting things done attitude, and access to cutting edge technologies 
  • Rotating selection of hot and cold drinks and snacks in the office, Friday Celebrations once per month with pizza, wine, and beer, plus a monthly company-wide lunch and learn
  • A relocation package with visa support for those who need it

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use.

We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

N26 has international offices in Berlin, Barcelona, New York and Vienna.

 

Sound good? Apply now for this position.

N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status.