Manager - AML

About Klarna

Klarna was founded in Stockholm, Sweden in 2005. Since then we've changed the banking industry forever. And now we're creating the world's smoothest shopping experience. We serve over 90 million consumers worldwide, and partner with 250,000 merchants – with a new merchant joining us every 8 minutes. Including some of the world's leading brands, such as H&M, ASOS, IKEA, Adidas, Samsung and Lufthansa. Our offices are spread over 17 different markets, hosted by 5000+ employees from 100+ nationalities.

The Merchant Monitoring group’s focus is to prevent Klarna from being used in financial crimes such as money laundering and terrorism financing through operational reviews, monitoring, and investigations of all activity in Klarna’s products. As we continue to grow our merchant and customer base, our global footprint, products, and channels, as well as our screening functions, Merchant Monitoring is growing in sophistication and becoming integral to the success of the business. To help lead a world-class first-line defense against financial crimes, we are now looking for for a senior manager to lead this team.

The team:

  • Merchant Monitoring performs investigations of suspicious activities that could indicate money laundering, terrorism financing or other financial crimes.
  • Work with other Merchant Monitoring teams who specialize in fraud detection, financially distressed merchant management, unusual merchant behaviour and regulatory license compliance.
  • Work closely with the Money Laundering Reporting Officers to escalate suspicious transactions to the relevant authorities.
  • Investigate complex cross-border transactions and protect Klarna and it’s customers from financial crime.
  • Suggest improvements to monitoring processes, consumer risk rating and review/investigation routines to improve detection.
  • Work in a cross-functional teams and in close collaboration with stakeholders such as the KYC & AML Monitoring team, the AML & CTF Screening team, the Compliance function, and consumer-facing teams within Customer Service

What you'll need:

  • Minimum 5 years AML/CTF experience
  • Proficient knowledge of English language, additional languages are well regarded.
  • Previous exposure to the European or US financial markets.
  • Solution oriented and street smart person with an interest in risk, law proceedings and e-commerce/banking.
  • Always put great emphasis on quality, details and enjoy a structured way of working.
  • Accuracy, a true team player and thrive when working in a highly challenging, ever changing environment.
  • Used to communicating with people cross-functionally.
terested? Great! Apply as soon as possible as we speak with suitable candidates continuously. Questions or want to know more? We offer you an international working environment filled with smart and ambitious colleagues.

Klarna is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates. Please refrain from including your picture and age with your application.