Credit Risk Specialist

Credit Risk Specialist 

Team Description

As a Credit & Risk Specialist, you will be part of our Lending team, providing our micro and small merchants, traditionally underserved by credit institutions, access to capital to grow their businesses. You’ll play a leading role in understanding credit and fraud risk through innovative approaches that allows us to extend the lending footprint to our whole merchant base in a scalable manner. The Lending team is characterized by a strong technical bias, being proficient in analysis tools, and having daily interaction with various teams, such as Collection, Finance, and Product.

As our Credit Risk Specialist, you will

  • You’ll be accountable for defining SumUp’s credit policies, assessing default and repayment risk;
  • You’ll define and provide access to relevant credit offers to a wide SumUp merchants base helping us to scale our lending product with social impact;
  • You’ll identify opportunities to promote sustainable credit policies;
  • You’ll interact with 3rd-party stakeholders, local and global squads in order to align and define our credit rules;
  • Actively contribute to the development of internal tools for credit risk management;
  • Be a subject matter! Understanding in-depth our numbers, main struggles and how to drastically make a difference are key for you;
  • Help SumUp to reach the maximum number of Merchants at the lowest possible cost. You’ll be empowered to always be at the edge of the market and accomplish what no one has achieved in the industry.

You’ll be great for this position if

  • You have 6+ years of professional experience, of which at least 4+ years of experience with Credit and Risk modeling and policies;
  • You have solid experience in Excel, SQL, Python (or other programming languages); 
  • We are not looking for the typical Credit Specialist, but for an entrepreneurial spirit;
  • You have strong analytical skills and creativity to define new rules;
  • You are fluent in Portuguese and English - you’ll be part of a truly global team.

Why you should join SumUp

  • Be part of a company that lives and breathes to empower small merchants around the world;
  • Be part of a truly global team and work with people from different parts of the world as you deliver your projects;
  • Have full autonomy (for real!) to propose and implement changes that will up our game;
  • Flexible hours - you make your own schedule and have freedom to align with the team if you want to work remotely or take a few days off;
  • Convenient location in the heart of Pinheiros (São Paulo), close to the central stations and main avenues;
  • Access to our all perks and benefits: healthcare for employees subsidized by the company, optional dental assistance, transport voucher or parking space at the office building, meal/food voucher, Gympass, life insurance.

About SumUp 

We believe in the everyday hero.

Small business owners are at the heart of all we do, so we create powerful, easy-to-use financial solutions to help them run their businesses. With a founder’s mentality and a 'team-first’ attitude, our diverse teams across Europe, South America and the United States work together to ensure that the small business owners we partner with can be successful doing what they love. 

SumUp is an Equal Employment Opportunity employer that proudly pursues and hires a diverse workforce. SumUp does not make hiring or employment decisions on the basis of race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. SumUp also strives for a healthy and safe workplace and strictly prohibits harassment of any kind.

SumUp will not accept unsolicited resumes from any source other than directly from a candidate.