Credit Risk Manager (Underwriter) (m/f/div) at Solarisbank AG

Solarisbank AG is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 400+ people from over 60 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.

About your future Team

The Credit Risk Team operates with the vision of establishing automated, data-driven and scalable risk management systems which help building state of the art FinTech products and empower Solarisbank’s partners!

We have many goals to accomplish, chief among them are:

  • Further standardization of partner onboarding processes
  • Improvement and further automation of existing products
  • Improvement of partner KPIs overview and early indicators

Your Role

  • You conduct credit and financial analysis of borrowers in the SME sector within e.g. Trade Finance, Factoring, Overdraft lending products
  • You recommend and make decisions on credit transactions in line with risk policies
  • You support in analysis and execution of more complex, non-standard credit transactions
  • You take active part in the further innovation and automation of our processes
  • You will coordinate communication with various stakeholders, e.g. Partner Management, Legal, Compliance, Risk

What you should bring along

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework. Let’s figure together out how you can contribute to our team.

  • 2-5 years experience in analysis of credit risks, e.g. in a bank or fintech company
  • Experience with lending products, process setup and loan documentation processes, credit risk management and/or credit structuring
  • Completed university degree in a field such as finance, economics, business administration or similar, or apprenticeship in a bank
  • German language skills are preferred, French, Italian or Spanish are a plus
  • You pay attention to details, have a solution-oriented mindset and can drive with a high degree of autonomy, prioritizing work effectively

What We Offer

  • Our office is in Berlin, but you can work from anywhere in Germany
  • Personal budget for conferences, books and everything you need to support your growth
  • Transparent framework to support your career goals
  • Competitive salary

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.

At Solarisbank AG, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.

Information on data processing:

To all recruitment agencies: Solarisbank AG does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solarisbank’ employees or any other venture in our ecosystem. Solarisbank AG is not responsible for any fees related to unsolicited resumes.