Compliance Specialist

Klarna’s mission is to free people from all the meaningless time spent managing money and purchases, so they can do more of what they love. Every day at Klarna we help consumers, merchants, and partners to explore just how smoooth the modern purchase experience can be. Our position at the crossroads of payments, consumer financing, ecommerce and banking means we are uniquely positioned to do this. There is no label for what we do. 

Klarna was born in Stockholm in 2005 and today has 2500 employees working across Europe and the US. We currently serve 60 million consumers, work together with 130,000 merchants and process more than a million payment transactions a day. We're growing at 40% every year and our investors include Visa, Atomico, Sequoia Capital, Permira and Bestseller group/ Anders Holch Povlsen. We have strong partnerships with some of the world’s leading brands, such as ASOS, IKEA, Adidas, Zara, Lufthansa and Spotify. 

Do you want to be part of an international, growing Compliance team, working for one of Europe’s largest FinTech/disrupter-banks, that wants to revolutionize the financial industry? Klarna is looking for new members to strengthen the Compliance Team. We are looking for Compliance Specialists located in London, United Kingdom and Berlin or Munich, Germany.  

Role requirements 

General working experience (1-3 years) within the financial services sector; legal education and experience is a requirement; and most importantly – you should be passionate about compliance.
 
Specific experience is desirable with: 
* payment services and systems
* consumer credit, financing and lending
* financial crime risk (including AML/CTF, ABC and fraud) and/or PSDII & open banking – considered highly qualifying
* experience with FinTech firms – also considered advantageous. 

Furthermore, you need to have excellent English language skills for any location; you additionally need to have good German language skills if based in Berlin or Munich. Swedish language skills are beneficial. 

You will be part of the Compliance Team, so it is important that you have the ability to prioritize and be comfortable with working independently, but also with others in the team and around the business. You should have integrity, be ambitious, proactive and action oriented, and be an excellent communicator.

Your day-to-day responsibilities will include:

  • supporting the Compliance Team in their activities, including administration and communication with regulators (e.g. registering regulatory engagement, and preparing regulatory notifications and reports) and coordination (e.g. obtaining responses to regulatory requests for information)
  • creating and updating guidelines, policies, instructions and routines within the compliance field
  • monitoring regulatory developments within Klarna’s business areas
  • interpreting and implementing new and modified regulations
  • advising the business on all compliance related matters
  • sharing knowledge and educating on regulatory requirements, and contributing to ongoing competence throughout Klarna by providing information and training
  • tracking and reviewing Klarna’s adherence to regulations and ensuring good compliance governance within the business
  • preventing and identifying compliance risks, and preparing risk analyses
  • taking part in development projects for new products and services
  • preparing, implementing, and maintaining compliance plans
  • preparing and coordinating internal and external reports.
Please send in your application in English.